ISA Archives - Page 3 of 4 - Simple ISA Information

May 2, 2019

What is a Bed & ISA? In a bed & ISA, the investor sells securities outside of the ISA tax wrapper and at the same time buys back those same securities within an ISA account. The proceeds of the sale, […]

April 21, 2019

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ARE MY SAVINGS PROTECTED IN THE UK

Financial Services Compensation Scheme (FSCS) provides savings protection for UK savers. As the events of 2008 proved, large financial institutions can get into difficulties and very occasionally do fail. Notably examples being: Northern Rock, which was taken over by the […]

April 11, 2019

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Transfer an ISA. How it works

All you need to know about transferring your ISA account to a new ISA manager.

April 4, 2019

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What is a an Innovative ISA account ?

All you need to know about what are Innovative ISA accounts.

March 21, 2019

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All you need to know about Child Trust Funds

OVERVIEW The Child Trust Fund, known as CTF was available between September 2002 until January 2011, when it was closed to new investors and replaced by the JISA – Junior ISA Account. CTF’s are saving products for children, income, interest […]

January 21, 2019

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Flexible ISA accounts

Flexible ISA accounts are not a separate ISA product. At the ISA provider’s choice, Cash or Stocks and Shares ISAs can be flexible or not. Flexible ISA accounts (be it cash or stock and shares) allows the investor to withdraw […]

January 19, 2019

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JISA – Junior ISA Accounts

JISAs are essentially ISA accounts for children. They can include cash and stocks and shares JISA. See Cash ISAs and Stocks and Shares posts for more details. Any cash or assets within the JISA can only be withdrawn by the […]

January 19, 2019

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LISA Account (Lifetime ISA Account)

Lifetime ISA accounts are a hybrid savings product, helping investors save money for their first home, or helping to accumulate additional savings for their retirement. The government will pay a 25 % bonus on all subscriptions made to a Lifetime […]

January 19, 2019

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Stocks and Shares ISA Accounts

Stocks and Shares ISA accounts Usually offered by banks and building societies and wealth managers. These are investment accounts held within the tax free ISA wrapper. The provider (or investor themselves) will buy and sell securities which are held within […]

January 19, 2019

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Cash ISA

Cash Usually offered by banks and building societies. As the name suggests these are simply savings accounts, but held within the tax free ISA wrapper. Hence all interest earned on your subscriptions are tax free. Who can open a Cash […]

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