Best instant access Cash ISA interest rates.
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What is a Bed & ISA? In a bed & ISA, the investor sells securities outside of the ISA tax wrapper and at the same time buys back those same securities within an ISA account. The proceeds of the sale, […]
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ISA allowance 19/20 For tax year 19/20, April 6th 2019 to April 5th 2020, the allowance which can be utilised across all ISA products (Stocks and Shares ISA, Cash ISA Innovative ISA and LISA) is £ 20,000.00. This remains unchanged […]
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Flexible ISA accounts are not a separate ISA product. At the ISA provider’s choice, Cash or Stocks and Shares ISAs can be flexible or not. Flexible ISA accounts (be it cash or stock and shares) allows the investor to withdraw […]
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Stocks and Shares ISA accounts Usually offered by banks and building societies and wealth managers. These are investment accounts held within the tax free ISA wrapper. The provider (or investor themselves) will buy and sell securities which are held within […]
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Cash Usually offered by banks and building societies. As the name suggests these are simply savings accounts, but held within the tax free ISA wrapper. Hence all interest earned on your subscriptions are tax free. Who can open a Cash […]
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A simple overview of the ISA product range, their benefits, how they work and who they can be opened by.
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