SIMPLE ISA INFO

Simple ISA Information All about ISA accounts

Category: ISA Guide

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April 1, 2019

What is the Help to Buy ISA ? The help to buy ISA was introduced on December 1st 2005 and will end on November 30th 2019. No new accounts can be opened after this date. For accounts opened before this […]

March 28, 2019

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JISA (Junior ISA) Cash Withdrawals

When and how can cash be withdrawn from a JISA account?

March 3, 2019

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ISA Allowance

ISA allowance 19/20 For tax year 19/20, April 6th 2019 to April 5th 2020, the allowance which can be utilised across all ISA products (Stocks and Shares ISA, Cash ISA Innovative ISA and LISA) is £ 20,000.00. This remains unchanged […]

February 20, 2019

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Additional Permitted Subscriptions

What is an APS allowance? When an ISA account holder dies, their spouse or civil partner can subscribe the value of the deceased’s ISA account into their own ISA account, including opening a new ISA account for this purpose. This […]

February 4, 2019

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JISA – Junior ISA Allowance

Junior ISA Account Allowance 21/22 In the new tax year, April 6th 2021 to April 5th 2022, the Junior ISA allowance will remain £ 9,000.00. Who can open a Junior ISA Account? JISAs can be opened by someone with parental […]

January 23, 2019

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What if I Oversubscribe my ISA allowance

Your ISA allowance As at tax year 19/20, the yearly ISA allowance is £ 20,000.00. This can be subscribed to one ISA account or a combination of any of the other 4 main types: cash ISA, stocks and shares ISA, […]

January 21, 2019

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Flexible ISA accounts

Flexible ISA accounts are not a separate ISA product. At the ISA provider’s choice, Cash or Stocks and Shares ISAs can be flexible or not. Flexible ISA accounts (be it cash or stock and shares) allows the investor to withdraw […]

January 19, 2019

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JISA – Junior ISA Accounts

JISAs are essentially ISA accounts for children. They can include cash and stocks and shares JISA. See Cash ISAs and Stocks and Shares posts for more details. Any cash or assets within the JISA can only be withdrawn by the […]

January 19, 2019

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LISA Account (Lifetime ISA Account)

Lifetime ISA accounts are a hybrid savings product, helping investors save money for their first home, or helping to accumulate additional savings for their retirement. The government will pay a 25 % bonus on all subscriptions made to a Lifetime […]

January 19, 2019

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Stocks and Shares ISA Accounts

Stocks and Shares ISA accounts Usually offered by banks and building societies and wealth managers. These are investment accounts held within the tax free ISA wrapper. The provider (or investor themselves) will buy and sell securities which are held within […]