Your ISA allowance As at tax year 19/20, the yearly ISA allowance is £ 20,000.00. This can be subscribed to one ISA account or a combination of any of the other 4 main types: cash ISA, stocks and shares ISA, […]
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SIMPLE ISA INFO
January 21, 2019
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Flexible ISA accounts
Flexible ISA accounts are not a separate ISA product. At the ISA provider’s choice, Cash or Stocks and Shares ISAs can be flexible or not. Flexible ISA accounts (be it cash or stock and shares) allows the investor to withdraw […]
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January 19, 2019
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JISA – Junior ISA Accounts
JISAs are essentially ISA accounts for children. They can include cash and stocks and shares JISA. See Cash ISAs and Stocks and Shares posts for more details. Any cash or assets within the JISA can only be withdrawn by the […]
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January 19, 2019
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LISA Account (Lifetime ISA Account)
Lifetime ISA accounts are a hybrid savings product, helping investors save money for their first home, or helping to accumulate additional savings for their retirement. The government will pay a 25 % bonus on all subscriptions made to a Lifetime […]
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January 19, 2019
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Stocks and Shares ISA Accounts
Stocks and Shares ISA accounts Usually offered by banks and building societies and wealth managers. These are investment accounts held within the tax free ISA wrapper. The provider (or investor themselves) will buy and sell securities which are held within […]
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January 19, 2019
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Cash ISA
Cash Usually offered by banks and building societies. As the name suggests these are simply savings accounts, but held within the tax free ISA wrapper. Hence all interest earned on your subscriptions are tax free. Who can open a Cash […]
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January 19, 2019
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ISA Account Guide
A simple overview of the ISA product range, their benefits, how they work and who they can be opened by.
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